What is the 1 year Treasury rate

The 1-year Treasury rate is a key indicator of short-term interest rates, reflecting investor confidence and economic conditions. It represents the yield on U.S. government bonds maturing in one year, serving as a benchmark for various financial products.

What happens after rate cuts

After rate cuts, the economy often experiences a ripple effect. Borrowing becomes cheaper, encouraging spending and investment. However, the impact varies—while some sectors thrive, others may struggle to adapt, leading to a complex economic landscape.

Do mortgage rates follow interest rates

Mortgage rates often mirror interest rate trends, but they’re not identical twins. Influenced by economic factors, lender policies, and market demand, mortgage rates dance to their own rhythm, sometimes in sync, sometimes not.