Should I lock in a CD rate now

As interest rates fluctuate, the decision to lock in a Certificate of Deposit (CD) rate can feel daunting. Weigh the benefits of guaranteed returns against potential future hikes. Timing is key—consider your financial goals and market trends before committing.

Are T-bills better than CDs

When weighing T-bills against CDs, investors find themselves at a crossroads. T-bills offer liquidity and government backing, while CDs promise fixed returns with bank security. Each has its merits; the choice hinges on your financial goals and risk tolerance.

What is the 12 month yield

The 12-month yield is a financial metric that reflects the annualized return on an investment over the past year. It serves as a crucial indicator for investors, helping them gauge performance and make informed decisions about future investments.

What is the 1 year Treasury rate

The 1-year Treasury rate is a key indicator of short-term interest rates, reflecting investor confidence and economic conditions. It represents the yield on U.S. government bonds maturing in one year, serving as a benchmark for various financial products.