What is the 6 month T-bill rate now

As of now, the 6-month T-bill rate stands at a pivotal point, reflecting the current economic climate. Investors keenly watch this rate, as it serves as a barometer for short-term interest trends and overall market sentiment.

What is the 12 month yield

The 12-month yield is a financial metric that reflects the annualized return on an investment over the past year. It serves as a crucial indicator for investors, helping them gauge performance and make informed decisions about future investments.

Are mortgages affected by interest rates

Interest rates play a pivotal role in the mortgage landscape. When rates rise, borrowing costs increase, making homeownership less affordable. Conversely, lower rates can stimulate demand, encouraging buyers to enter the market and fueling economic growth.

What is the new Fed interest rate

As the Federal Reserve convenes, all eyes are on the anticipated interest rate decision. With inflationary pressures and economic growth in the balance, the new rate could reshape borrowing costs and influence consumer spending. What will it be?

How do basis points affect mortgage rates

Basis points, a unit of measurement equal to one-hundredth of a percentage point, play a crucial role in shaping mortgage rates. A shift of just a few basis points can influence monthly payments, impacting affordability and homebuying decisions for many.

What is 25 basis points

In the world of finance, “25 basis points” refers to a change of 0.25% in interest rates. This seemingly small adjustment can have significant implications for loans, investments, and economic growth, influencing decisions from homeowners to central banks.

Is a 3 year fixed rate mortgage good

A 3-year fixed-rate mortgage offers stability in uncertain times, locking in your interest rate while the market fluctuates. It’s ideal for those planning to move or refinance soon, but consider your long-term goals before committing.